Give yourself the peace of mind you deserve with the perfect life insurance plan
“Life Insurance is a combination of caring, commitment and common sense” – Howard Wight.
Hard to imagine a world where we live without care and commitment. This is something that we take for granted. However the world is not what it is cut out to be and there are dangers all around. This means that we must protect our self – interests. The best way to do that is through getting the right insurance. Surprisingly only 3 out of 10 Indians are buying term insurance. This means that there are 90% out there who have nothing to fall back on when a loved one passes on. Especially if he/she was the main breadwinner of the family.
Uncertainty is the mother of all unknowns. Despite thinking you’re bulletproof; it is so easy to fall victim to uncertainty. Nobody is asking you to panic and buy one now. Although a good start would be to search for one in these uncertain times. At least you’re moving on the right path.
The only certainty from the uncertainty of death is misery, grief and sadness unless you have been a particularly non-likeable person (even if that is the case, this is a good way to make up after you’re gone!). Jokes apart, there are so many reasons to get life insurance – helping your loved ones financially after you’re gone, managing debt, great for tax saving, forced savings and most importantly what nothing else can give you – Peace of Mind!
Insurance till a few years ago was mostly opted for by individuals at critical points in their lives, who were at the threshold of a new stage in life – may be marriage, childbirth, or they were now in the twilight of their lives. Smart people buy Life insurance early as it is cheaper to do so. Getting insurance when you’re young, single and at your peak is the single smartest thing to do since you’re bound to get the best rates! We circle back to uncertainty, what if you get something later? Isn’t it smarter to have something now which will hold good value going forward in life rather than being disqualified for it?
Getting insurance in the present time may seem like a waste of money, but think about the immediate positives – it helps you save on your taxes and more importantly it is a great tool for forced savings. Yes, we are speaking to you young millennial who is living the YOLO life!
The vagaries of modern living with increased work pressures, unhealthy lifestyles and stress-inducing activities has led to the development of a host of diseases of which cancer, paralysis, stroke are some life-threatening illnesses, just to name a few. Mental health too has assumed a new dimension for the wellbeing of the individual.
In the age of Corona, there is a monster of uncertainty that has reared its ugly head and is now at your doorstep. So while you think the odds are stacked against you, think again. There is a policy that you work to your advantage by ICICI.
ICICI Prudential Life Insurance Company Limited (ICICI Prudential Life) is promoted by ICICI Bank Limited and Prudential Corporation Holdings Limited. It began operating in 2001. It holds the prestige of the first insurance company in India to be listed on NSE and BSE. ICICI Prudential Life aims to build an enduring institution that aids in the protection and long-term saving needs of customers.
ICICI Prudential Life has been awarded the “Claims & Customer Service Excellence Awards” in the Life Insurance Category by FICCI and “Customer Service Company of the Year” by India Insurance Summit & Awards 2020. It has also been recognised as the Best Alternative or Digital Payments Program of the Year” by the Customer Fest Leadership Awards 2020 so you know that you’re getting into something that is recognized as excellent……